Down payment assistance · Hopewell County
Buying a home in Hopewell, VA
8 statewide.Hopewell has no program of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Hopewell
No program of Hopewell’s own yet
No program run for Hopewell or for Hopewell County alone is listed. A home in Hopewell can use the Virginia statewide and federal programs below.
The closest city that runs its own program is Petersburg, about 8 miles away. City programs usually require the home to be inside that city’s limits.
The Hopewell marketThe Hopewell housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Hopewell
- 67.7% single-familysingle-family
- 6.1% townhousetownhouse
- 9.4% 2–4 units2–4 units
- 13.5% 5+ unitscondo & apartment buildings (5+ units)
- 3.3% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Hopewell’s homes were built
68.8%
of Hopewell homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
Programs that publish an income limit usually set it as a share of Hopewell County’s area median income, adjusted for household size. See the published limits for Hopewell County
Free help nearbyFree help near Hopewell
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
Hopewell questions
Does Hopewell have its own down payment program?
No program run for Hopewell alone is listed. A home in Hopewell can use the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Hopewell?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Hopewell County?
Each program sets its own. Most published limits are a share of HUD’s area median income for Hopewell County, adjusted for household size. The published limits page lists each program’s limit.
Where can I take a homebuyer class near Hopewell?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Hopewell. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
23860
Nearby in Hopewell
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.