Deferred second loan
Petersburg RHA Down Payment & Closing Cost Assistance (DPA)
First-time homebuyers · Income limits · Single Family
Down payment assistance · Petersburg County
Buying a home in Petersburg, VA
2 Petersburg programs and 8 statewide.Petersburg has 2 programs of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Petersburg addresses
Petersburg’s own programs
Assistance grant
HOMEownership Down Payment & Closing Cost Assistance
First-time homebuyers · New construction · Income limits · Single-family detached, townhomes, condos (must meet HUD HQS)
The Petersburg marketThe Petersburg housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Petersburg
- 50.8% single-familysingle-family
- 3% townhousetownhouse
- 18.4% 2–4 units2–4 units
- 26.4% 5+ unitscondo & apartment buildings (5+ units)
- 1.4% mobile & othermobile home & other
Condos count. 1 of Petersburg’s 2 local and county programs accept condos. Petersburg RHA Down Payment & Closing Cost Assistance (DPA) lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Petersburg’s homes were built
pre-19401970s2020+
66.2%
of Petersburg homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$50,698
Petersburg median household incomeMedian household income in Petersburg (Census, 2024)
Programs that publish an income limit usually set it as a share of Petersburg County’s area median income, adjusted for household size. See the published limits for Petersburg County
Free help nearbyFree help near Petersburg
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
Petersburg questions
Does Petersburg have its own down payment program?
Yes, 2: Petersburg RHA Down Payment & Closing Cost Assistance (DPA) and HOMEownership Down Payment & Closing Cost Assistance. Each is for homes inside Petersburg.
Can I use assistance on a condo in Petersburg?
1 of Petersburg’s 2 local and county programs accept condos. Petersburg RHA Down Payment & Closing Cost Assistance (DPA) lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Petersburg County?
Each program sets its own. Most published limits are a share of HUD’s area median income for Petersburg County, adjusted for household size. The published limits page lists each program’s limit.
Where can I take a homebuyer class near Petersburg?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Petersburg. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
23803 · 23804 · 23805 · 23806
Nearby in Petersburg
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.