Fairfax County Down Payment Loan
Shared-appreciation loan · New construction · Income limits
Down payment assistance · Fairfax County
Buying a home in Oak Hill, VA
3 county programs and 8 statewide.Oak Hill has no program of its own, 3 across Fairfax County, and 8 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Oak Hill
No program of Oak Hill’s own yet
No program run for Oak Hill alone is listed. A home in Oak Hill can use Fairfax County’s programs below, plus the Virginia statewide and federal ones.
The closest city that runs its own program is Fairfax, about 8 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in FairfaxAnywhere in Fairfax County
3 county programs3 county programs a Oak Hill homebuyer can use
Income limits in Fairfax County
How programs here set their income limits
$166,100
County area median income, 4 people (HUD)HUD area median income, Fairfax County, 4-person household (2026)
17 of the 73 programs here set their income limit as a share of Fairfax County’s area median income, adjusted for household size. See the published limits for Fairfax County
Free help nearbyFree help near Oak Hill
5 HUD-approved counseling agencies within 15 miles5 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
Oak Hill questions
Does Oak Hill have its own down payment program?
No program run for Oak Hill alone is listed. A home in Oak Hill can use the 3 programs that cover Fairfax County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Oak Hill?
All 3 of Oak Hill’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Fairfax County?
Each program sets its own. 17 of the programs here set theirs as a share of HUD’s area median income for Fairfax County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Oak Hill?
HUD-approved housing counseling agencies teach homebuyer classes, and 5 agencies are within 15 miles of Oak Hill. Create a free account and take the 90-second match to see the ones near you.
Nearby in Fairfax
Sources
Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.