Silent second
Manufactured Housing Down Payment Loan
New construction · Income limits · manufactured home · modular home
Down payment assistance · Chittenden County
Buying a home in Burlington, VT
2 Burlington programs and 6 statewide.Burlington has 2 programs of its own, and 6 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Burlington addresses
Burlington’s own programs
Forgivable loan
Homeownership Equity Program (HEP) Down Payment Assistance
First-time homebuyers · Income limits
The Burlington marketThe Burlington housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Burlington
- 33.9% single-familysingle-family
- 6.4% townhousetownhouse
- 25.5% 2–4 units2–4 units
- 33.2% 5+ unitscondo & apartment buildings (5+ units)
- 0.9% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Burlington’s homes were built
pre-19401970s2020+
71.9%
of Burlington homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$123,400
County area median income, 4 people (HUD)HUD area median income, Chittenden County, 4-person household (2026)
$71,109
Burlington median household incomeMedian household income in Burlington (Census, 2024)
9 of the 70 programs here set their income limit as a share of Chittenden County’s area median income, adjusted for household size. See the published limits for Chittenden County
Free help nearbyFree help near Burlington
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Burlington’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Manufactured Housing Down Payment Loan asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Vermont and nationwide
68 statewide & federal programs6 statewide programs, plus federal options
Burlington questions
Does Burlington have its own down payment program?
Yes, 2: Manufactured Housing Down Payment Loan and Homeownership Equity Program (HEP) Down Payment Assistance. Each is for homes inside Burlington.
Can I use assistance on a condo in Burlington?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Chittenden County?
Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Chittenden County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Burlington?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Burlington. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
05401 · 05402 · 05405 · 05406
Nearby in Chittenden
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.