Down payment assistance · Chittenden County
Buying a home in Essex Junction, VT
6 statewide.Essex Junction has no program of its own, and 6 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Essex Junction
No program of Essex Junction’s own yet
No program run for Essex Junction or for Chittenden County alone is listed. A home in Essex Junction can use the Vermont statewide and federal programs below.
The Essex Junction marketThe Essex Junction housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Essex Junction
- 50.2% single-familysingle-family
- 12.6% townhousetownhouse
- 13.4% 2–4 units2–4 units
- 22.8% 5+ unitscondo & apartment buildings (5+ units)
- 1% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Essex Junction’s homes were built
44%
of Essex Junction homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
8 of the 68 programs here set their income limit as a share of Chittenden County’s area median income, adjusted for household size. See the published limits for Chittenden County
Free help nearbyFree help near Essex Junction
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Vermont and nationwide
68 statewide & federal programs6 statewide programs, plus federal options
Essex Junction questions
Does Essex Junction have its own down payment program?
No program run for Essex Junction alone is listed. A home in Essex Junction can use the 6 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Essex Junction?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Chittenden County?
Each program sets its own. 8 of the programs here set theirs as a share of HUD’s area median income for Chittenden County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Essex Junction?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Essex Junction. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
05452 · 05453
Nearby in Chittenden
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.