Escrow
Escrow account
Two meanings: (1) a neutral account that holds your earnest money during a sale, (2) the account your lender uses to pay your property taxes and homeowners insurance from your monthly payment. Same word, different jobs.
Example
Money parked safely until it is time to use.
Hey Prescott is not a lender and this is general education, not advice about your loan. Your lender or a HUD-approved housing counselor can tell you how a term applies to you.