Gadsden-Etowah Habitat for Humanity Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Etowah County
Buying a home in Ballplay, AL
1 county program and 9 statewide.Ballplay has no program of its own, 1 across Etowah County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Ballplay
No program of Ballplay’s own yet
No program run for Ballplay alone is listed. A home in Ballplay can use Etowah County’s programs below, plus the Alabama statewide and federal ones.
The closest city that runs its own program is Huntsville, about 64 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in EtowahAnywhere in Etowah County
1 county program1 county program a Ballplay homebuyer can use
The Ballplay marketThe Ballplay housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Ballplay
- 53.7% single-familysingle-family
- 0% townhousetownhouse
- 0% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 46.3% mobile & othermobile home & other
About condos. Ballplay’s one local program does not list condos as eligible. Gadsden-Etowah Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Ballplay’s homes were built
pre-19401970s2020+
22.8%
of Ballplay homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$78,600
County area median income, 4 people (HUD)HUD area median income, Etowah County, 4-person household (2026)
$47,837
Ballplay median household incomeMedian household income in Ballplay (Census, 2024)
13 of the 72 programs here set their income limit as a share of Etowah County’s area median income, adjusted for household size. See the published limits for Etowah County
Free help nearbyFree help near Ballplay
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Ballplay’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Gadsden-Etowah Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Alabama and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Ballplay questions
Does Ballplay have its own down payment program?
No program run for Ballplay alone is listed. A home in Ballplay can use the 1 program that cover Etowah County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Ballplay?
Ballplay’s one local program does not list condos as eligible. Gadsden-Etowah Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Etowah County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Etowah County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Ballplay?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Nearby in Etowah
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.