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Down payment assistance

Buying a home in Coosada, AL

9 statewide.

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What’s local to Coosada

No program run for Coosada or for Elmore County alone is listed. A home in Coosada can use the Alabama statewide and federal programs below.

The closest city that runs its own program is Montgomery, about 9 miles away. City programs usually require the home to be inside that city’s limits.

The Coosada market

Kinds of homes here

  • 78.1% single-family
  • 0% townhouse
  • 0% 2–4 units
  • 1.1% 5+ units
  • 20.8% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

42.9%

of Coosada homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$88,800
County area median income, 4 people (HUD)
$61,815
Coosada median household income

See the published limits for Elmore County

Free help nearby

1 HUD-approved counseling agency within 15 miles

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Across Alabama and nationwide

71 statewide & federal programs

Coosada questions

Does Coosada have its own down payment program?

No program run for Coosada alone is listed. A home in Coosada can use the 9 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Coosada?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Elmore County?

Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Elmore County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Coosada?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Coosada. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

36020

Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.