Habitat for Humanity of Greater Birmingham Homeownership Program
Down-payment assistance · Income limits
Down payment assistance · Jefferson County
Buying a home in Lipscomb, AL
2 county programs and 9 statewide.Lipscomb has no program of its own, 2 across Jefferson County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Lipscomb
No program of Lipscomb’s own yet
No program run for Lipscomb alone is listed. A home in Lipscomb can use Jefferson County’s programs below, plus the Alabama statewide and federal ones.
The closest city that runs its own program is Birmingham, about 10 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in JeffersonAnywhere in Jefferson County
2 county programs2 county programs a Lipscomb homebuyer can use
2 more programs are for homes in Birmingham. See them 2 programs in neighboring cities — for homes inside those cities, not Lipscomb
- Birmingham — Down Payment Assistance Program
- Birmingham — HABD Housing Choice Voucher (HCV) Homeownership Program
The Lipscomb marketThe Lipscomb housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Lipscomb
- 69.5% single-familysingle-family
- 0% townhousetownhouse
- 1.8% 2–4 units2–4 units
- 5.4% 5+ unitscondo & apartment buildings (5+ units)
- 23.3% mobile & othermobile home & other
About condos. None of Lipscomb’s 2 local and county programs list condos as eligible. Habitat for Humanity of Greater Birmingham Homeownership Program lists single family. Jefferson County Home Buyers Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Lipscomb’s homes were built
pre-19401970s2020+
73.5%
of Lipscomb homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$104,100
County area median income, 4 people (HUD)HUD area median income, Jefferson County, 4-person household (2026)
$41,875
Lipscomb median household incomeMedian household income in Lipscomb (Census, 2024)
15 of the 73 programs here set their income limit as a share of Jefferson County’s area median income, adjusted for household size. See the published limits for Jefferson County
Free help nearbyFree help near Lipscomb
7 HUD-approved counseling agencies within 15 miles7 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Alabama and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Lipscomb questions
Does Lipscomb have its own down payment program?
No program run for Lipscomb alone is listed. A home in Lipscomb can use the 2 programs that cover Jefferson County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Lipscomb?
None of Lipscomb’s 2 local and county programs list condos as eligible. Habitat for Humanity of Greater Birmingham Homeownership Program lists single family. Jefferson County Home Buyers Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Jefferson County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Jefferson County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Lipscomb?
HUD-approved housing counseling agencies teach homebuyer classes, and 7 agencies are within 15 miles of Lipscomb. Create a free account and take the 90-second match to see the ones near you.
Nearby in Jefferson
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.