Habitat for Humanity of Central Arkansas Homeownership Program
First mortgage · New construction · Income limits
Down payment assistance · Pulaski County
Buying a home in Gravel Ridge, AR
1 county program and 9 statewide.Gravel Ridge has no program of its own, 1 across Pulaski County, and 9 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Gravel Ridge
No program of Gravel Ridge’s own yet
No program run for Gravel Ridge alone is listed. A home in Gravel Ridge can use Pulaski County’s programs below, plus the Arkansas statewide and federal ones.
The closest city that runs its own program is Little Rock, about 10 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in PulaskiAnywhere in Pulaski County
1 county program1 county program a Gravel Ridge homebuyer can use
2 more programs are for homes in Little Rock. See them 2 programs in neighboring cities — for homes inside those cities, not Gravel Ridge
- Little Rock — University District Development Corporation (UDDC) First-Time Homebuyer Program
- Little Rock — City of Little Rock Down Payment Assistance Program
Income limits in Pulaski County
How programs here set their income limits
$93,700
County area median income, 4 people (HUD)HUD area median income, Pulaski County, 4-person household (2026)
11 of the 72 programs here set their income limit as a share of Pulaski County’s area median income, adjusted for household size. See the published limits for Pulaski County
Free help nearbyFree help near Gravel Ridge
5 HUD-approved counseling agencies within 15 miles5 HUD-approved housing counseling agencies within 15 miles
Gravel Ridge’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of Central Arkansas Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Arkansas and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Gravel Ridge questions
Does Gravel Ridge have its own down payment program?
No program run for Gravel Ridge alone is listed. A home in Gravel Ridge can use the 1 program that cover Pulaski County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Gravel Ridge?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Pulaski County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Pulaski County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Gravel Ridge?
HUD-approved housing counseling agencies teach homebuyer classes, and 5 agencies are within 15 miles of Gravel Ridge. Create a free account and take the 90-second match to see the ones near you.
Nearby in Pulaski
Sources
Sources: agency sites (June–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.