Habitat for Humanity of Central Arkansas Homeownership Program
First mortgage · New construction · Income limits
Down payment assistance · Pulaski County
Buying a home in Jacksonville, AR
1 county program and 9 statewide.Jacksonville has no program of its own, 1 across Pulaski County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Jacksonville
No program of Jacksonville’s own yet
No program run for Jacksonville alone is listed. A home in Jacksonville can use Pulaski County’s programs below, plus the Arkansas statewide and federal ones.
The closest city that runs its own program is Little Rock, about 13 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in PulaskiAnywhere in Pulaski County
1 county program1 county program a Jacksonville homebuyer can use
2 more programs are for homes in Little Rock. See them 2 programs in neighboring cities — for homes inside those cities, not Jacksonville
- Little Rock — University District Development Corporation (UDDC) First-Time Homebuyer Program
- Little Rock — City of Little Rock Down Payment Assistance Program
The Jacksonville marketThe Jacksonville housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Jacksonville
- 65.4% single-familysingle-family
- 4.9% townhousetownhouse
- 11.1% 2–4 units2–4 units
- 13.1% 5+ unitscondo & apartment buildings (5+ units)
- 5.5% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Jacksonville’s homes were built
pre-19401970s2020+
51.3%
of Jacksonville homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$93,700
County area median income, 4 people (HUD)HUD area median income, Pulaski County, 4-person household (2026)
$49,666
Jacksonville median household incomeMedian household income in Jacksonville (Census, 2024)
11 of the 72 programs here set their income limit as a share of Pulaski County’s area median income, adjusted for household size. See the published limits for Pulaski County
Free help nearbyFree help near Jacksonville
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Jacksonville’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of Central Arkansas Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Arkansas and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Jacksonville questions
Does Jacksonville have its own down payment program?
No program run for Jacksonville alone is listed. A home in Jacksonville can use the 1 program that cover Pulaski County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Jacksonville?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Pulaski County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Pulaski County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Jacksonville?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Jacksonville. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
72076 · 72078
Nearby in Pulaski
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.