City of Tucson – Pima County HOME Consortium Down Payment Assistance Program
Deferred second loan · New construction · Income limits
Down payment assistance · Pima County
Buying a home in Ajo, AZ
5 county programs and 10 statewide.Ajo has no program of its own, 5 across Pima County, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Ajo
No program of Ajo’s own yet
No program run for Ajo alone is listed. A home in Ajo can use Pima County’s programs below, plus the Arizona statewide and federal ones.
The closest city that runs its own program is Avondale, about 79 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in PimaAnywhere in Pima County
5 county programs5 county programs a Ajo homebuyer can use
- City of Tucson – Pima County HOME Consortium Down Payment Assistance ProgramUp to $50,000
- Pascua Yaqui Tribe Home Ownership Assistance ProgramUp to $5,000
- Pima IDA Mortgage Credit Certificate (MCC) ProgramUp to $2,000
- Pima Tucson Homebuyer's Solution (PTHS)Forgivable
- PimaTucson LIGHTHOUSE Down Payment Assistance ProgramForgivable
The Ajo marketThe Ajo housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Ajo
- 86.7% single-familysingle-family
- 0% townhousetownhouse
- 0.6% 2–4 units2–4 units
- 2.8% 5+ unitscondo & apartment buildings (5+ units)
- 9.8% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Ajo’s homes were built
pre-19401970s2020+
82.9%
of Ajo homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$99,800
County area median income, 4 people (HUD)HUD area median income, Pima County, 4-person household (2026)
$53,958
Ajo median household incomeMedian household income in Ajo (Census, 2024)
15 of the 77 programs here set their income limit as a share of Pima County’s area median income, adjusted for household size. See the published limits for Pima County
Free help nearbyFree help near Ajo
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.2 of the 5 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Arizona and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Ajo questions
Does Ajo have its own down payment program?
No program run for Ajo alone is listed. A home in Ajo can use the 5 programs that cover Pima County and the 10 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Ajo?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Pima County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Pima County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Ajo?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
85321
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.