Down payment assistance · Yavapai County
Buying a home in Prescott Valley, AZ
10 statewide.Prescott Valley has no program of its own, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Prescott Valley
No program of Prescott Valley’s own yet
No program run for Prescott Valley or for Yavapai County alone is listed. A home in Prescott Valley can use the Arizona statewide and federal programs below.
The closest city that runs its own program is Cottonwood, about 20 miles away. City programs usually require the home to be inside that city’s limits.
Neighboring cities
4 programs for homes in nearby cities
4 more programs are for homes in Cottonwood and Sedona. See them 4 programs in neighboring cities — for homes inside those cities, not Prescott Valley
- Cottonwood — Cottonwood Employer Assisted Housing Program
- Cottonwood — Cottonwood Homeownership Program (CHP)
- Sedona — Sedona Employer Assisted Housing Program
- Sedona — Sedona Workforce Homeownership Assistance Program
The Prescott Valley marketThe Prescott Valley housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Prescott Valley
- 68.7% single-familysingle-family
- 5.3% townhousetownhouse
- 8.8% 2–4 units2–4 units
- 4.7% 5+ unitscondo & apartment buildings (5+ units)
- 12.6% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Prescott Valley’s homes were built
7.2%
of Prescott Valley homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
13 of the 72 programs here set their income limit as a share of Yavapai County’s area median income, adjusted for household size. See the published limits for Yavapai County
Free help nearbyFree help near Prescott Valley
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Arizona and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Prescott Valley questions
Does Prescott Valley have its own down payment program?
No program run for Prescott Valley alone is listed. A home in Prescott Valley can use the 10 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Prescott Valley?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Yavapai County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Yavapai County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Prescott Valley?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
86312 · 86314
Nearby in Yavapai
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.