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Down payment assistance

Buying a home in Show Low, AZ

1 county program and 10 statewide.

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What’s local to Show Low

No program run for Show Low alone is listed. A home in Show Low can use Navajo County’s programs below, plus the Arizona statewide and federal ones.

The closest city that runs its own program is Sedona, about 107 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Navajo

1 county program

The Show Low market

Kinds of homes here

  • 59% single-family
  • 2.2% townhouse
  • 6.8% 2–4 units
  • 7.4% 5+ units
  • 24.5% mobile & other

About condos. Show Low’s one local program does not list condos as eligible. Hopi Credit Association Home Construction Loan lists single family.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

24.2%

of Show Low homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$63,000
County area median income, 4 people (HUD)
$60,368
Show Low median household income

See the published limits for Navajo County

Free help nearby

Free help from a HUD-approved housing counselor

Show Low’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

Find my counselor

Free account → 90-second match → your counselors · Sign in

Across Arizona and nationwide

72 statewide & federal programs

Show Low questions

Does Show Low have its own down payment program?

No program run for Show Low alone is listed. A home in Show Low can use the 1 program that cover Navajo County and the 10 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Show Low?

Show Low’s one local program does not list condos as eligible. Hopi Credit Association Home Construction Loan lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Navajo County?

Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Navajo County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Show Low?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

85901 · 85902

Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.