FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Arizona
Federal Home Loan Bank of San Francisco (delivered via member financial institutions)
Up to $50,000
Assistance grant · New construction · Income limits
First-time
✓Verified Jul 2026
A.R.C. Homebuyer Readiness Down Payment Assistance
Administration of Resources & Choices (A.R.C.)
Up to $40,000
Down-payment assistance · Income limits
First-time
✓Verified Jul 2026
TOKA Down Payment Assistance Program
Tohono O'odham Ki:Ki Association (TOKA)
Up to $10,000
Deferred second loan · Forgiven over 5 yrs · Income limits
First-time
✓Verified Jul 2026
Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program
Arizona Industrial Development Authority (Arizona IDA), issued statewide by Community Investment Corporation (CIC Tucson)
Up to $2,000
Mortgage credit certificate · Income limits
First-timeTargeted areaVeterans
✓Verified Jul 2026
Arizona Home Plus
5% of price
Forgivable loan · Forgiven over 5 yrs · Income limits
✓Verified Jun 2026
Arizona is Home Mortgage Assistance Program
4% of price
Deferred second loan · New construction · Income limits
First-timeTargeted areaVeterans
✓Verified Jun 2026
HOME+PLUS Home Buyer Down Payment Assistance Program
4% of price
Forgivable loan · Forgiven over 5 yrs · Income limits
✓Verified Jul 2026
Section 184 Indian Home Loan Guarantee Program - Arizona
U.S. Department of Housing and Urban Development (HUD), Office of Native American Programs - Office of Loan Guarantee (administered through approved lenders)
First mortgage
First mortgage · New construction · Income limits
Targeted area
✓Verified Jul 2026
USDA Single Family Housing Direct Home Loans (Section 502 Direct) - Arizona
USDA Rural Development, Rural Housing Service - Arizona State Office
First mortgage
First mortgage · New construction · Income limits
Targeted area
✓Verified Jul 2026
USDA Single Family Housing Guaranteed Loan Program (Section 502 Guaranteed) - Arizona
USDA Rural Development, Rural Housing Service (administered through approved private lenders)
First mortgage
First mortgage · New construction · Income limits
Targeted area
✓Verified Jul 2026
Federal
62 programs
U.S. Department of Veterans Affairs Specially Adapted Housing (SAH) Grant
Up to $126,526
Assistance grant · Income limits
NationwideVeterans
✓Verified Jul 2026
America First Credit Union 100% No PMI Adjustable-Rate Mortgage
First mortgage
First mortgage
Nationwide
✓Verified Jul 2026
American Pacific Mortgage 1% Home Program
0.02% of price
Assistance grant · Income limits
Nationwide
✓Verified Jul 2026
American Pacific Mortgage Pathway DPA
Deferred
Deferred second loan · Forgiven over 3 yrs · Income limits
No. Exploring programs on Hey Prescott is free and anonymous — no Social Security number, no credit pull. You only share details when you choose to apply with a lender.
Is this free?+
Yes. Browsing programs and getting matched is free. Hey Prescott is not a lender and never charges you to use it.
Are these all the programs?+
We list active programs we've verified for Swift Trail Junction and Arizona, refreshed regularly. New programs are added as agencies publish them — check back as your search continues.
Can I use more than one?+
Often, yes. Many buyers combine ("stack") a grant or forgivable second with a statewide or federal program. Stacking and eligibility rules are set by each administering agency.
How current is this?+
We re-verify programs regularly; each program card shows the date it was last verified. Always confirm the latest terms on the official program site before you apply.
Is Hey Prescott a lender?+
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.