GSFA Assist-to-Own - Kings County Employees
Deferred second loan · New construction · Income limits
Down payment assistance · Kings County
Buying a home in Avenal, CA
2 county programs and 54 statewide.Avenal has no program of its own, 2 across Kings County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Avenal
No program of Avenal’s own yet
No program run for Avenal alone is listed. A home in Avenal can use Kings County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is Hanford, about 35 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in KingsAnywhere in Kings County
2 county programs2 county programs a Avenal homebuyer can use
1 more program is for homes in Hanford. See them 1 program in neighboring cities — for homes inside those cities, not Avenal
- Hanford — City of Hanford First-Time Homebuyer Assistance
The Avenal marketThe Avenal housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Avenal
- 62.9% single-familysingle-family
- 1.7% townhousetownhouse
- 9.4% 2–4 units2–4 units
- 19.9% 5+ unitscondo & apartment buildings (5+ units)
- 6.1% mobile & othermobile home & other
Condos count. All 2 of Avenal’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Avenal’s homes were built
pre-19401970s2020+
46.6%
of Avenal homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$84,900
County area median income, 4 people (HUD)HUD area median income, Kings County, 4-person household (2026)
$54,741
Avenal median household incomeMedian household income in Avenal (Census, 2024)
51 of the 118 programs here set their income limit as a share of Kings County’s area median income, adjusted for household size. See the published limits for Kings County
Free help nearbyFree help near Avenal
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Avenal’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Kings County First-Time Homebuyer Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Avenal questions
Does Avenal have its own down payment program?
No program run for Avenal alone is listed. A home in Avenal can use the 2 programs that cover Kings County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Avenal?
All 2 of Avenal’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Kings County?
Each program sets its own. 51 of the programs here set theirs as a share of HUD’s area median income for Kings County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Avenal?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
93204
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.