Deferred second loan
City of Clovis First-Time Homebuyer Program
First-time homebuyers · New construction · Income limits · Single-family (1-4 unit), FHA-approved condominium, townhome/PUD
Down payment assistance · Fresno County
Buying a home in Clovis, CA
1 Clovis program, 4 county programs and 54 statewide.Clovis has 1 program of its own, 4 more across Fresno County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Clovis addresses
Clovis’s own program
Anywhere in FresnoAnywhere in Fresno County
4 county programs4 county programs a Clovis homebuyer can also use
1 more program is for homes in Fresno. See them 1 program in neighboring cities — for homes inside those cities, not Clovis
- Fresno — City of Fresno Forgivable Deferred Payment Loan
The Clovis marketThe Clovis housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Clovis
- 75.4% single-familysingle-family
- 2.8% townhousetownhouse
- 7.6% 2–4 units2–4 units
- 11.8% 5+ unitscondo & apartment buildings (5+ units)
- 2.3% mobile & othermobile home & other
Condos count. 4 of Clovis’s 5 local and county programs accept condos. Habitat for Humanity Fresno - Homeownership Program lists habitat-built single-family home.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Clovis’s homes were built
pre-19401970s2020+
28.5%
of Clovis homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$91,300
County area median income, 4 people (HUD)HUD area median income, Fresno County, 4-person household (2026)
$99,241
Clovis median household incomeMedian household income in Clovis (Census, 2024)
55 of the 121 programs here set their income limit as a share of Fresno County’s area median income, adjusted for household size. See the published limits for Fresno County
Free help nearbyFree help near Clovis
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
4 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.4 of the 5 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Clovis questions
Does Clovis have its own down payment program?
Yes, one: City of Clovis First-Time Homebuyer Program, a deferred second loan for first-time homebuyers (new construction, income limits). It is for homes inside Clovis.
Can I use assistance on a condo in Clovis?
4 of Clovis’s 5 local and county programs accept condos. Habitat for Humanity Fresno - Homeownership Program lists habitat-built single-family home. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Fresno County?
Each program sets its own. 55 of the programs here set theirs as a share of HUD’s area median income for Fresno County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Clovis?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Clovis. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
93611 · 93612 · 93613
Nearby in Fresno
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.