GSFA Platinum - El Dorado County
Assistance grant · New construction · Income limits
Down payment assistance · El Dorado County
Buying a home in Cool, CA
1 county program and 54 statewide.Cool has no program of its own, 1 across El Dorado County, and 54 statewide. Here is what each one offers, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Cool
No program of Cool’s own yet
No program run for Cool alone is listed. A home in Cool can use El Dorado County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is Folsom, about 17 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in El DoradoAnywhere in El Dorado County
1 county program1 county program a Cool homebuyer can use
Income limits in El Dorado County
How programs here set their income limits
$124,000
County area median income, 4 people (HUD)HUD area median income, El Dorado County, 4-person household (2026)
50 of the 117 programs here set their income limit as a share of El Dorado County’s area median income, adjusted for household size. See the published limits for El Dorado County
Free help nearbyFree help near Cool
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Cool questions
Does Cool have its own down payment program?
No program run for Cool alone is listed. A home in Cool can use the 1 program that cover El Dorado County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Cool?
Cool’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in El Dorado County?
Each program sets its own. 50 of the programs here set theirs as a share of HUD’s area median income for El Dorado County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Cool?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
95614
Nearby in El Dorado
Sources
Sources: agency sites (June–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.