Monterey County First-Time Homebuyer Program
Deferred second loan · New construction · Income limits
Down payment assistance · Monterey County
Buying a home in Greenfield, CA
1 county program and 54 statewide.Greenfield has no program of its own, 1 across Monterey County, and 54 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Greenfield
No program of Greenfield’s own yet
No program run for Greenfield alone is listed. A home in Greenfield can use Monterey County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is Salinas, about 34 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MontereyAnywhere in Monterey County
1 county program1 county program a Greenfield homebuyer can use
1 more program is for homes in Salinas. See them 1 program in neighboring cities — for homes inside those cities, not Greenfield
- Salinas — City of Salinas First-Time Homebuyer Assistance Program
Income limits in Monterey County
How programs here set their income limits
$110,500
County area median income, 4 people (HUD)HUD area median income, Monterey County, 4-person household (2026)
51 of the 117 programs here set their income limit as a share of Monterey County’s area median income, adjusted for household size. See the published limits for Monterey County
Free help nearbyFree help near Greenfield
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Greenfield’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Monterey County First-Time Homebuyer Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Greenfield questions
Does Greenfield have its own down payment program?
No program run for Greenfield alone is listed. A home in Greenfield can use the 1 program that cover Monterey County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Greenfield?
Greenfield’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Monterey County?
Each program sets its own. 51 of the programs here set theirs as a share of HUD’s area median income for Monterey County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Greenfield?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
93927
Sources
Sources: agency sites (June–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.