San Mateo County EDPAP (Employee Down Payment Assistance Program)
Deferred second loan · New construction · Income limits
Down payment assistance · San Mateo County
Buying a home in Highlands-Baywood Park, CA
1 county program and 54 statewide.Highlands-Baywood Park has no program of its own, 1 across San Mateo County, and 54 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Highlands-Baywood Park
No program of Highlands-Baywood Park’s own yet
No program run for Highlands-Baywood Park alone is listed. A home in Highlands-Baywood Park can use San Mateo County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is San Mateo, about 3 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in San MateoAnywhere in San Mateo County
1 county program1 county program a Highlands-Baywood Park homebuyer can use
2 more programs are for homes in San Mateo and South San Francisco. See them 2 programs in neighboring cities — for homes inside those cities, not Highlands-Baywood Park
- San Mateo — City of San Mateo Down Payment Assistance Loan Program
- South San Francisco — City of South San Francisco Down Payment Assistance
Income limits in San Mateo County
How programs here set their income limits
$200,800
County area median income, 4 people (HUD)HUD area median income, San Mateo County, 4-person household (2026)
50 of the 117 programs here set their income limit as a share of San Mateo County’s area median income, adjusted for household size. See the published limits for San Mateo County
Free help nearbyFree help near Highlands-Baywood Park
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Highlands-Baywood Park’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.San Mateo County EDPAP (Employee Down Payment Assistance Program) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Highlands-Baywood Park questions
Does Highlands-Baywood Park have its own down payment program?
No program run for Highlands-Baywood Park alone is listed. A home in Highlands-Baywood Park can use the 1 program that cover San Mateo County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Highlands-Baywood Park?
Highlands-Baywood Park’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in San Mateo County?
Each program sets its own. 50 of the programs here set theirs as a share of HUD’s area median income for San Mateo County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Highlands-Baywood Park?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Highlands-Baywood Park. Create a free account and take the 90-second match to see the ones near you.
Nearby in San Mateo
Sources
Sources: agency sites (June–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.