GSFA Assist-to-Own - Kings County Employees
Deferred second loan · New construction · Income limits
Down payment assistance · Kings County
Buying a home in Home Garden, CA
2 county programs and 54 statewide.Home Garden has no program of its own, 2 across Kings County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Home Garden
No program of Home Garden’s own yet
No program run for Home Garden alone is listed. A home in Home Garden can use Kings County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is Hanford, about 2 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in KingsAnywhere in Kings County
2 county programs2 county programs a Home Garden homebuyer can use
1 more program is for homes in Hanford. See them 1 program in neighboring cities — for homes inside those cities, not Home Garden
- Hanford — City of Hanford First-Time Homebuyer Assistance
The Home Garden marketThe Home Garden housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Home Garden
- 79.8% single-familysingle-family
- 1.1% townhousetownhouse
- 1.6% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 17.5% mobile & othermobile home & other
Condos count. All 2 of Home Garden’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Home Garden’s homes were built
pre-19401970s2020+
65.2%
of Home Garden homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$84,900
County area median income, 4 people (HUD)HUD area median income, Kings County, 4-person household (2026)
$56,384
Home Garden median household incomeMedian household income in Home Garden (Census, 2024)
51 of the 118 programs here set their income limit as a share of Kings County’s area median income, adjusted for household size. See the published limits for Kings County
Free help nearbyFree help near Home Garden
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Home Garden’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Kings County First-Time Homebuyer Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Home Garden questions
Does Home Garden have its own down payment program?
No program run for Home Garden alone is listed. A home in Home Garden can use the 2 programs that cover Kings County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Home Garden?
All 2 of Home Garden’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Kings County?
Each program sets its own. 51 of the programs here set theirs as a share of HUD’s area median income for Kings County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Home Garden?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Home Garden. Create a free account and take the 90-second match to see the ones near you.
Nearby in Kings
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.