Deferred second loan
City of Mountain View First-Time Homebuyer Program
First-time homebuyers · New construction · Income limits · Single-family (1-4 unit), FHA-approved condominium, townhome/PUD
Down payment assistance · Santa Clara County
Buying a home in Mountain View, CA
1 Mountain View program, 2 county programs and 54 statewide.Mountain View has 1 program of its own, 2 more across Santa Clara County, and 54 statewide. Here is what each one offers, and who near you can walk you through it.
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Only for Mountain View addresses
Mountain View’s own program
Anywhere in Santa ClaraAnywhere in Santa Clara County
2 county programs2 county programs a Mountain View homebuyer can also use
7 more programs are for homes in Cupertino, Milpitas, Palo Alto, Santa Clara, Sunnyvale and San Jose. See them 7 programs in neighboring cities — for homes inside those cities, not Mountain View
- Cupertino — City of Cupertino Below Market Rate Homeownership Program
- Milpitas — City of Milpitas Below Market Rate Homebuyer Program
- Palo Alto — City of Palo Alto Below Market Rate Homeownership Program
- Santa Clara — City of Santa Clara First-Time Homebuyer Program
- Sunnyvale — City of Sunnyvale First-Time Homebuyer Program
- San Jose — Destination Home
- Palo Alto — Stanford University Faculty Staff Housing Assistance
Income limits in Santa Clara County
How programs here set their income limits
$205,500
County area median income, 4 people (HUD)HUD area median income, Santa Clara County, 4-person household (2026)
53 of the 119 programs here set their income limit as a share of Santa Clara County’s area median income, adjusted for household size. See the published limits for Santa Clara County
Free help nearbyFree help near Mountain View
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.2 of the 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Mountain View questions
Does Mountain View have its own down payment program?
Yes, one: City of Mountain View First-Time Homebuyer Program, a deferred second loan for first-time homebuyers (new construction, income limits). It is for homes inside Mountain View.
Can I use assistance on a condo in Mountain View?
All 3 of Mountain View’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Santa Clara County?
Each program sets its own. 53 of the programs here set theirs as a share of HUD’s area median income for Santa Clara County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Mountain View?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Mountain View. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
94035 · 94039 · 94040 · 94041 · 94042 · 94043
Nearby in Santa Clara
Sources
Sources: agency sites (June–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.