Marin County First-Time Homebuyer Program
Deferred second loan · New construction · Income limits
Down payment assistance · Marin County
Buying a home in Ross, CA
1 county program and 54 statewide.Ross has no program of its own, 1 across Marin County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Ross
No program of Ross’s own yet
No program run for Ross alone is listed. A home in Ross can use Marin County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is San Rafael, about 2 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MarinAnywhere in Marin County
1 county program1 county program a Ross homebuyer can use
1 more program is for homes in San Rafael. See them 1 program in neighboring cities — for homes inside those cities, not Ross
- San Rafael — Marin Housing Authority Below Market Rate (BMR) Ownership Program
The Ross marketThe Ross housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Ross
- 97.9% single-familysingle-family
- 0.3% townhousetownhouse
- 1.8% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
Condos count. Ross’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Ross’s homes were built
pre-19401970s2020+
83.2%
of Ross homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$200,800
County area median income, 4 people (HUD)HUD area median income, Marin County, 4-person household (2026)
$250,001
Ross median household incomeMedian household income in Ross (Census, 2024)
51 of the 117 programs here set their income limit as a share of Marin County’s area median income, adjusted for household size. See the published limits for Marin County
Free help nearbyFree help near Ross
6 HUD-approved counseling agencies within 15 miles6 HUD-approved housing counseling agencies within 15 miles
Ross’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Marin County First-Time Homebuyer Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Ross questions
Does Ross have its own down payment program?
No program run for Ross alone is listed. A home in Ross can use the 1 program that cover Marin County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Ross?
Ross’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Marin County?
Each program sets its own. 51 of the programs here set theirs as a share of HUD’s area median income for Marin County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Ross?
HUD-approved housing counseling agencies teach homebuyer classes, and 6 agencies are within 15 miles of Ross. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
94957
Nearby in Marin
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.