Shasta County Down Payment Assistance Program
Deferred second loan · New construction · Income limits
Down payment assistance · Shasta County
Buying a home in Shasta Lake, CA
1 county program and 54 statewide.Shasta Lake has no program of its own, 1 across Shasta County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Shasta Lake
No program of Shasta Lake’s own yet
No program run for Shasta Lake alone is listed. A home in Shasta Lake can use Shasta County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is Redding, about 7 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in ShastaAnywhere in Shasta County
1 county program1 county program a Shasta Lake homebuyer can use
The Shasta Lake marketThe Shasta Lake housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Shasta Lake
- 83.6% single-familysingle-family
- 1.2% townhousetownhouse
- 4.6% 2–4 units2–4 units
- 2.1% 5+ unitscondo & apartment buildings (5+ units)
- 8.5% mobile & othermobile home & other
Condos count. Shasta Lake’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Shasta Lake’s homes were built
pre-19401970s2020+
46.3%
of Shasta Lake homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$97,100
County area median income, 4 people (HUD)HUD area median income, Shasta County, 4-person household (2026)
$67,401
Shasta Lake median household incomeMedian household income in Shasta Lake (Census, 2024)
51 of the 117 programs here set their income limit as a share of Shasta County’s area median income, adjusted for household size. See the published limits for Shasta County
Free help nearbyFree help near Shasta Lake
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Shasta Lake’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Shasta County Down Payment Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Shasta Lake questions
Does Shasta Lake have its own down payment program?
No program run for Shasta Lake alone is listed. A home in Shasta Lake can use the 1 program that cover Shasta County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Shasta Lake?
Shasta Lake’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Shasta County?
Each program sets its own. 51 of the programs here set theirs as a share of HUD’s area median income for Shasta County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Shasta Lake?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
96019 · 96079 · 96089
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.