GSFA Assist-to-Own - Placer County Employees
Deferred second loan · New construction · Income limits
Down payment assistance · Placer County
Buying a home in Tahoma, CA
2 county programs and 54 statewide.Tahoma has no program of its own, 2 across Placer County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Tahoma
No program of Tahoma’s own yet
No program run for Tahoma alone is listed. A home in Tahoma can use Placer County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is Truckee, about 18 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in PlacerAnywhere in Placer County
2 county programs2 county programs a Tahoma homebuyer can use
1 more program is for homes in Roseville. See them 1 program in neighboring cities — for homes inside those cities, not Tahoma
- Roseville — City of Roseville First-Time Homebuyer Program
The Tahoma marketThe Tahoma housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Tahoma
- 93.2% single-familysingle-family
- 1% townhousetownhouse
- 3.2% 2–4 units2–4 units
- 1.6% 5+ unitscondo & apartment buildings (5+ units)
- 1% mobile & othermobile home & other
Condos count. All 2 of Tahoma’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Tahoma’s homes were built
pre-19401970s2020+
71.8%
of Tahoma homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$124,000
County area median income, 4 people (HUD)HUD area median income, Placer County, 4-person household (2026)
$105,104
Tahoma median household incomeMedian household income in Tahoma (Census, 2024)
51 of the 118 programs here set their income limit as a share of Placer County’s area median income, adjusted for household size. See the published limits for Placer County
Free help nearbyFree help near Tahoma
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Tahoma’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Placer County First-Time Homebuyer Loan Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Tahoma questions
Does Tahoma have its own down payment program?
No program run for Tahoma alone is listed. A home in Tahoma can use the 2 programs that cover Placer County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Tahoma?
All 2 of Tahoma’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Placer County?
Each program sets its own. 51 of the programs here set theirs as a share of HUD’s area median income for Placer County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Tahoma?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
96142
Nearby in Placer
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.