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Down payment assistance

Buying a home in Yosemite Valley, CA

2 county programs and 54 statewide.

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What’s local to Yosemite Valley

No program run for Yosemite Valley alone is listed. A home in Yosemite Valley can use Mariposa County’s programs below, plus the California statewide and federal ones.

The closest city that runs its own program is Merced, about 58 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Mariposa

2 county programs

The Yosemite Valley market

Kinds of homes here

  • 0% single-family
  • 0% townhouse
  • 0% 2–4 units
  • 100% 5+ units
  • 0% mobile & other

Condos count. All 2 of Yosemite Valley’s local and county programs accept condos.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

12%

of Yosemite Valley homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$95,600
County area median income, 4 people (HUD)
$34,282
Yosemite Valley median household income

See the published limits for Mariposa County

Free help nearby

Free help from a HUD-approved housing counselor

Yosemite Valley’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Free account → 90-second match → your counselors · Sign in

Across California and nationwide

116 statewide & federal programs

Yosemite Valley questions

Does Yosemite Valley have its own down payment program?

No program run for Yosemite Valley alone is listed. A home in Yosemite Valley can use the 2 programs that cover Mariposa County and the 54 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Yosemite Valley?

All 2 of Yosemite Valley’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Mariposa County?

Each program sets its own. 51 of the programs here set theirs as a share of HUD’s area median income for Mariposa County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Yosemite Valley?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.