Forgivable loan
San Luis Valley Habitat for Humanity Homeownership Program
First-time homebuyers · New construction · Income limits · Single Family
Down payment assistance · Alamosa County
Buying a home in Alamosa, CO
1 Alamosa program and 20 statewide.Alamosa has 1 program of its own, and 20 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
Only for Alamosa addresses
Alamosa’s own program
The Alamosa marketThe Alamosa housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Alamosa
- 57.1% single-familysingle-family
- 5.5% townhousetownhouse
- 16% 2–4 units2–4 units
- 18.5% 5+ unitscondo & apartment buildings (5+ units)
- 2.9% mobile & othermobile home & other
About condos. Alamosa’s one local program does not list condos as eligible. San Luis Valley Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Alamosa’s homes were built
pre-19401970s2020+
56.7%
of Alamosa homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$69,600
County area median income, 4 people (HUD)HUD area median income, Alamosa County, 4-person household (2026)
$49,688
Alamosa median household incomeMedian household income in Alamosa (Census, 2024)
24 of the 83 programs here set their income limit as a share of Alamosa County’s area median income, adjusted for household size. See the published limits for Alamosa County
Free help nearbyFree help near Alamosa
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Alamosa’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.San Luis Valley Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Colorado and nationwide
82 statewide & federal programs20 statewide programs, plus federal options
Alamosa questions
Does Alamosa have its own down payment program?
Yes, one: San Luis Valley Habitat for Humanity Homeownership Program, a forgivable loan for first-time homebuyers (new construction, income limits). It is for homes inside Alamosa.
Can I use assistance on a condo in Alamosa?
Alamosa’s one local program does not list condos as eligible. San Luis Valley Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Alamosa County?
Each program sets its own. 24 of the programs here set theirs as a share of HUD’s area median income for Alamosa County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Alamosa?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
81101 · 81102
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.