Down payment assistance · Rio Grande County
Buying a home in Monte Vista, CO
20 statewide.Monte Vista has no program of its own, and 20 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Monte Vista
No program of Monte Vista’s own yet
No program run for Monte Vista or for Rio Grande County alone is listed. A home in Monte Vista can use the Colorado statewide and federal programs below.
The closest city that runs its own program is Durango, about 97 miles away. City programs usually require the home to be inside that city’s limits.
The Monte Vista marketThe Monte Vista housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Monte Vista
- 77.8% single-familysingle-family
- 0% townhousetownhouse
- 4.1% 2–4 units2–4 units
- 14.1% 5+ unitscondo & apartment buildings (5+ units)
- 4% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Monte Vista’s homes were built
66.5%
of Monte Vista homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
23 of the 82 programs here set their income limit as a share of Rio Grande County’s area median income, adjusted for household size. See the published limits for Rio Grande County
Free help nearbyFree help near Monte Vista
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Colorado and nationwide
82 statewide & federal programs20 statewide programs, plus federal options
Monte Vista questions
Does Monte Vista have its own down payment program?
No program run for Monte Vista alone is listed. A home in Monte Vista can use the 20 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Monte Vista?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Rio Grande County?
Each program sets its own. 23 of the programs here set theirs as a share of HUD’s area median income for Rio Grande County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Monte Vista?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
81144
Nearby in Rio Grande
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.