Douglas County Housing Partnership Down Payment Assistance (Amortizing Loan Program)
Assistance grant · New construction · Income limits
Down payment assistance · Douglas County
Buying a home in Castle Rock, CO
4 county programs and 20 statewide.Castle Rock has no program of its own, 4 across Douglas County, and 20 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Castle Rock
No program of Castle Rock’s own yet
No program run for Castle Rock alone is listed. A home in Castle Rock can use Douglas County’s programs below, plus the Colorado statewide and federal ones.
The closest city that runs its own program is Broomfield, about 40 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in DouglasAnywhere in Douglas County
4 county programs4 county programs a Castle Rock homebuyer can use
The Castle Rock marketThe Castle Rock housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Castle Rock
- 73.7% single-familysingle-family
- 7.8% townhousetownhouse
- 1.3% 2–4 units2–4 units
- 16.7% 5+ unitscondo & apartment buildings (5+ units)
- 0.5% mobile & othermobile home & other
Condos count. All 4 of Castle Rock’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Castle Rock’s homes were built
pre-19401970s2020+
7.3%
of Castle Rock homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$144,000
County area median income, 4 people (HUD)HUD area median income, Douglas County, 4-person household (2026)
$145,197
Castle Rock median household incomeMedian household income in Castle Rock (Census, 2024)
25 of the 86 programs here set their income limit as a share of Douglas County’s area median income, adjusted for household size. See the published limits for Douglas County
Free help nearbyFree help near Castle Rock
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
4 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 4 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Colorado and nationwide
82 statewide & federal programs20 statewide programs, plus federal options
Castle Rock questions
Does Castle Rock have its own down payment program?
No program run for Castle Rock alone is listed. A home in Castle Rock can use the 4 programs that cover Douglas County and the 20 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Castle Rock?
All 4 of Castle Rock’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Douglas County?
Each program sets its own. 25 of the programs here set theirs as a share of HUD’s area median income for Douglas County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Castle Rock?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Castle Rock. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
80104
Nearby in Douglas
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.