Habitat for Humanity of Mesa County Homeownership Program
Forgivable loan · New construction · Income limits
Down payment assistance · Mesa County
Buying a home in Clifton, CO
2 county programs and 20 statewide.Clifton has no program of its own, 2 across Mesa County, and 20 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Clifton
No program of Clifton’s own yet
No program run for Clifton alone is listed. A home in Clifton can use Mesa County’s programs below, plus the Colorado statewide and federal ones.
The closest city that runs its own program is Glenwood Springs, about 68 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MesaAnywhere in Mesa County
2 county programs2 county programs a Clifton homebuyer can use
The Clifton marketThe Clifton housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Clifton
- 59.8% single-familysingle-family
- 3% townhousetownhouse
- 13.4% 2–4 units2–4 units
- 3.3% 5+ unitscondo & apartment buildings (5+ units)
- 20.5% mobile & othermobile home & other
Condos count. 1 of Clifton’s 2 local and county programs accept condos. Habitat for Humanity of Mesa County Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Clifton’s homes were built
pre-19401970s2020+
31.7%
of Clifton homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$100,600
County area median income, 4 people (HUD)HUD area median income, Mesa County, 4-person household (2026)
$52,100
Clifton median household incomeMedian household income in Clifton (Census, 2024)
25 of the 84 programs here set their income limit as a share of Mesa County’s area median income, adjusted for household size. See the published limits for Mesa County
Free help nearbyFree help near Clifton
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Colorado and nationwide
82 statewide & federal programs20 statewide programs, plus federal options
Clifton questions
Does Clifton have its own down payment program?
No program run for Clifton alone is listed. A home in Clifton can use the 2 programs that cover Mesa County and the 20 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Clifton?
1 of Clifton’s 2 local and county programs accept condos. Habitat for Humanity of Mesa County Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Mesa County?
Each program sets its own. 25 of the programs here set theirs as a share of HUD’s area median income for Mesa County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Clifton?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Clifton. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
81520
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.