Deferred second loan
Glenwood Springs Community Development DPA
First-time homebuyers · New construction · Income limits · Single Family · Condo · Townhouse
Down payment assistance · Garfield County
Buying a home in Glenwood Springs, CO
1 Glenwood Springs program, 1 county program and 20 statewide.Glenwood Springs has 1 program of its own, 1 more across Garfield County, and 20 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Glenwood Springs addresses
Glenwood Springs’s own program
Anywhere in GarfieldAnywhere in Garfield County
1 county program1 county program a Glenwood Springs homebuyer can also use
The Glenwood Springs marketThe Glenwood Springs housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Glenwood Springs
- 45.9% single-familysingle-family
- 6.8% townhousetownhouse
- 14.8% 2–4 units2–4 units
- 25.9% 5+ unitscondo & apartment buildings (5+ units)
- 6.6% mobile & othermobile home & other
Condos count. All 2 of Glenwood Springs’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Glenwood Springs’s homes were built
pre-19401970s2020+
48%
of Glenwood Springs homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$114,100
County area median income, 4 people (HUD)HUD area median income, Garfield County, 4-person household (2026)
$91,481
Glenwood Springs median household incomeMedian household income in Glenwood Springs (Census, 2024)
25 of the 84 programs here set their income limit as a share of Garfield County’s area median income, adjusted for household size. See the published limits for Garfield County
Free help nearbyFree help near Glenwood Springs
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Colorado and nationwide
82 statewide & federal programs20 statewide programs, plus federal options
Glenwood Springs questions
Does Glenwood Springs have its own down payment program?
Yes, one: Glenwood Springs Community Development DPA, a deferred second loan for first-time homebuyers (new construction, income limits). It is for homes inside Glenwood Springs.
Can I use assistance on a condo in Glenwood Springs?
All 2 of Glenwood Springs’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Garfield County?
Each program sets its own. 25 of the programs here set theirs as a share of HUD’s area median income for Garfield County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Glenwood Springs?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
81601 · 81602
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.