Forgivable loan
Pikes Peak Habitat for Humanity Homeownership Program
First-time homebuyers · New construction · Income limits · Single Family · Condo · Townhouse
Down payment assistance · El Paso County
Buying a home in Colorado Springs, CO
2 Colorado Springs programs, 1 county program and 20 statewide.Colorado Springs has 2 programs of its own, 1 more across El Paso County, and 20 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Colorado Springs addresses
Colorado Springs’s own programs
Deferred second loan
Rocky Mountain Community Land Trust Homeownership Program
First-time homebuyers · New construction · Income limits · Single Family · Condo · Townhouse
Anywhere in El PasoAnywhere in El Paso County
1 county program1 county program a Colorado Springs homebuyer can also use
The Colorado Springs marketThe Colorado Springs housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Colorado Springs
- 60.4% single-familysingle-family
- 8.3% townhousetownhouse
- 5.9% 2–4 units2–4 units
- 23.2% 5+ unitscondo & apartment buildings (5+ units)
- 2.2% mobile & othermobile home & other
Condos count. All 3 of Colorado Springs’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Colorado Springs’s homes were built
pre-19401970s2020+
39.4%
of Colorado Springs homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$116,400
County area median income, 4 people (HUD)HUD area median income, El Paso County, 4-person household (2026)
$84,818
Colorado Springs median household incomeMedian household income in Colorado Springs (Census, 2024)
25 of the 85 programs here set their income limit as a share of El Paso County’s area median income, adjusted for household size. See the published limits for El Paso County
Free help nearbyFree help near Colorado Springs
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Colorado and nationwide
82 statewide & federal programs20 statewide programs, plus federal options
Colorado Springs questions
Does Colorado Springs have its own down payment program?
Yes, 2: Pikes Peak Habitat for Humanity Homeownership Program and Rocky Mountain Community Land Trust Homeownership Program. Each is for homes inside Colorado Springs.
Can I use assistance on a condo in Colorado Springs?
All 3 of Colorado Springs’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in El Paso County?
Each program sets its own. 25 of the programs here set theirs as a share of HUD’s area median income for El Paso County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Colorado Springs?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Colorado Springs. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
80901 · 80903 · 80904 · 80905 · 80906 · 80907 · 80908 · 80909 · 80910 · 80911 · 80912 · 80913 · 80914 · 80915 · 80916 · 80917 · 80918 · 80919 · 80920 · 80921 · 80922 · 80925 · 80926 · 80928 · 80929 · 80930 · 80931 · 80932 · 80933 · 80934 · 80935 · 80936 · 80937 · 80940 · 80941 · 80942 · 80943 · 80944 · 80945 · 80946 · 80947 · 80949 · 80950 · 80960 · 80962 · 80970 · 80977 · 80995 · 80997
Nearby in El Paso
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.