Pikes Peak Habitat for Humanity Homeownership Program
Forgivable loan · New construction · Income limits
Down payment assistance · El Paso County
Buying a home in Palmer Lake, CO
3 county programs and 20 statewide.Palmer Lake has no program of its own, 3 across El Paso County, and 20 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Palmer Lake
No program of Palmer Lake’s own yet
No program run for Palmer Lake alone is listed. A home in Palmer Lake can use El Paso County’s programs below, plus the Colorado statewide and federal ones.
The closest city that runs its own program is Broomfield, about 56 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in El PasoAnywhere in El Paso County
3 county programs3 county programs a Palmer Lake homebuyer can use
The Palmer Lake marketThe Palmer Lake housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Palmer Lake
- 87.7% single-familysingle-family
- 4.6% townhousetownhouse
- 0% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 7.7% mobile & othermobile home & other
Condos count. All 3 of Palmer Lake’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Palmer Lake’s homes were built
pre-19401970s2020+
31.9%
of Palmer Lake homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$116,400
County area median income, 4 people (HUD)HUD area median income, El Paso County, 4-person household (2026)
$125,357
Palmer Lake median household incomeMedian household income in Palmer Lake (Census, 2024)
25 of the 85 programs here set their income limit as a share of El Paso County’s area median income, adjusted for household size. See the published limits for El Paso County
Free help nearbyFree help near Palmer Lake
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Colorado and nationwide
82 statewide & federal programs20 statewide programs, plus federal options
Palmer Lake questions
Does Palmer Lake have its own down payment program?
No program run for Palmer Lake alone is listed. A home in Palmer Lake can use the 3 programs that cover El Paso County and the 20 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Palmer Lake?
All 3 of Palmer Lake’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in El Paso County?
Each program sets its own. 25 of the programs here set theirs as a share of HUD’s area median income for El Paso County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Palmer Lake?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
80133
Nearby in El Paso
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.