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Down payment assistance

Buying a home in Fort Lupton, CO

1 county program and 20 statewide.

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What’s local to Fort Lupton

No program run for Fort Lupton alone is listed. A home in Fort Lupton can use Weld County’s programs below, plus the Colorado statewide and federal ones.

The closest city that runs its own program is Longmont, about 16 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Weld

1 county program

1 more program is for homes in Greeley. See them
  • Greeley — City of Greeley Homebuyer Assistance Program

The Fort Lupton market

Kinds of homes here

  • 76.5% single-family
  • 6.3% townhouse
  • 7.3% 2–4 units
  • 4.1% 5+ units
  • 5.9% mobile & other

About condos. Fort Lupton’s one local program does not list condos as eligible. Greeley-Weld Habitat for Humanity Homeownership Program lists single family.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

49.9%

of Fort Lupton homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$128,000
County area median income, 4 people (HUD)
$80,889
Fort Lupton median household income

See the published limits for Weld County

Free help nearby

Free help from a HUD-approved housing counselor

Fort Lupton’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Free account → 90-second match → your counselors · Sign in

Across Colorado and nationwide

82 statewide & federal programs

Fort Lupton questions

Does Fort Lupton have its own down payment program?

No program run for Fort Lupton alone is listed. A home in Fort Lupton can use the 1 program that cover Weld County and the 20 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Fort Lupton?

Fort Lupton’s one local program does not list condos as eligible. Greeley-Weld Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Weld County?

Each program sets its own. 24 of the programs here set theirs as a share of HUD’s area median income for Weld County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Fort Lupton?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

80621

Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.