Summit Revolving Loan Fund Down Payment Assistance Loan Program
Deferred second loan · New construction · Income limits
Down payment assistance · Summit County
Buying a home in Keystone, CO
1 county program and 20 statewide.Keystone has no program of its own, 1 across Summit County, and 20 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Keystone
No program of Keystone’s own yet
No program run for Keystone alone is listed. A home in Keystone can use Summit County’s programs below, plus the Colorado statewide and federal ones.
The closest city that runs its own program is Eagle, about 45 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in SummitAnywhere in Summit County
1 county program1 county program a Keystone homebuyer can use
The Keystone marketThe Keystone housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Keystone
- 13.9% single-familysingle-family
- 7% townhousetownhouse
- 6.9% 2–4 units2–4 units
- 71.7% 5+ unitscondo & apartment buildings (5+ units)
- 0.5% mobile & othermobile home & other
Condos count. Keystone’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Keystone’s homes were built
pre-19401970s2020+
24.9%
of Keystone homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$145,800
County area median income, 4 people (HUD)HUD area median income, Summit County, 4-person household (2026)
$51,591
Keystone median household incomeMedian household income in Keystone (Census, 2024)
24 of the 83 programs here set their income limit as a share of Summit County’s area median income, adjusted for household size. See the published limits for Summit County
Free help nearbyFree help near Keystone
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Keystone’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Summit Revolving Loan Fund Down Payment Assistance Loan Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Colorado and nationwide
82 statewide & federal programs20 statewide programs, plus federal options
Keystone questions
Does Keystone have its own down payment program?
No program run for Keystone alone is listed. A home in Keystone can use the 1 program that cover Summit County and the 20 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Keystone?
Keystone’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Summit County?
Each program sets its own. 24 of the programs here set theirs as a share of HUD’s area median income for Summit County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Keystone?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Keystone. Create a free account and take the 90-second match to see the ones near you.
Nearby in Summit
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.