Repayable second loan
Eagle Ranch Housing Corporation Assistance Program
New construction · Income limits · Single-family detached · Townhome · Condominium
Down payment assistance · Eagle County
Buying a home in Eagle, CO
1 Eagle program, 3 county programs and 20 statewide.Eagle has 1 program of its own, 3 more across Eagle County, and 20 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Eagle addresses
Eagle’s own program
Anywhere in EagleAnywhere in Eagle County
3 county programs3 county programs a Eagle homebuyer can also use
The Eagle marketThe Eagle housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Eagle
- 57.9% single-familysingle-family
- 14.5% townhousetownhouse
- 9.8% 2–4 units2–4 units
- 13.5% 5+ unitscondo & apartment buildings (5+ units)
- 4.3% mobile & othermobile home & other
Condos count. All 4 of Eagle’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Eagle’s homes were built
pre-19401970s2020+
13%
of Eagle homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$125,600
County area median income, 4 people (HUD)HUD area median income, Eagle County, 4-person household (2026)
$110,398
Eagle median household incomeMedian household income in Eagle (Census, 2024)
24 of the 86 programs here set their income limit as a share of Eagle County’s area median income, adjusted for household size. See the published limits for Eagle County
Free help nearbyFree help near Eagle
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
4 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 4 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Colorado and nationwide
82 statewide & federal programs20 statewide programs, plus federal options
Eagle questions
Does Eagle have its own down payment program?
Yes, one: Eagle Ranch Housing Corporation Assistance Program, a repayable second loan (new construction, income limits). It is for homes inside Eagle.
Can I use assistance on a condo in Eagle?
All 4 of Eagle’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Eagle County?
Each program sets its own. 24 of the programs here set theirs as a share of HUD’s area median income for Eagle County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Eagle?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
81631
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.