Direct Homebuyer Assistance
Forgivable loan · Forgiven over 10 yrs · Income limits
Down payment assistance · Sussex County
Buying a home in Seaford, DE
2 county programs and 16 statewide.Seaford has no program of its own, 2 across Sussex County, and 16 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Seaford
No program of Seaford’s own yet
No program run for Seaford alone is listed. A home in Seaford can use Sussex County’s programs below, plus the Delaware statewide and federal ones.
The closest city that runs its own program is Dover, about 36 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in SussexAnywhere in Sussex County
2 county programs2 county programs a Seaford homebuyer can use
The Seaford marketThe Seaford housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Seaford
- 58% single-familysingle-family
- 7% townhousetownhouse
- 12.7% 2–4 units2–4 units
- 22.3% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
About condos. None of Seaford’s 2 local and county programs list condos as eligible. Direct Homebuyer Assistance lists single-family detached, townhome, duplex, manufactured home on permanent foundation, modular and new construction. Sussex County Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Seaford’s homes were built
pre-19401970s2020+
53.8%
of Seaford homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$103,200
County area median income, 4 people (HUD)HUD area median income, Sussex County, 4-person household (2026)
$54,016
Seaford median household incomeMedian household income in Seaford (Census, 2024)
14 of the 80 programs here set their income limit as a share of Sussex County’s area median income, adjusted for household size. See the published limits for Sussex County
Free help nearbyFree help near Seaford
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Delaware and nationwide
78 statewide & federal programs16 statewide programs, plus federal options
Seaford questions
Does Seaford have its own down payment program?
No program run for Seaford alone is listed. A home in Seaford can use the 2 programs that cover Sussex County and the 16 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Seaford?
None of Seaford’s 2 local and county programs list condos as eligible. Direct Homebuyer Assistance lists single-family detached, townhome, duplex, manufactured home on permanent foundation, modular and new construction. Sussex County Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Sussex County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Sussex County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Seaford?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Seaford. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
19973
Nearby in Sussex
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.