Down payment assistance for FHA loans in Florida
167 down payment assistance programs in Florida name FHA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- Bay County SHIP Purchase Assistance
- City of Daytona Beach Affordable Home Ownership Assistance Program (AHOAP)Daytona Beach
- City of Deltona SHIP Down Payment Assistance ProgramDeltona
- City of Gainesville Down Payment Assistance Program (SHIP)Gainesville
- Collier County SHIP Purchase Assistance
- City of North Miami First-Time Homebuyer ProgramNorth Miami
- City of Pompano Beach Purchase AssistancePompano Beach
- City of Titusville First-Time Homebuyer ProgramTitusville
- Jackson County SHIP Purchase Assistance
- Lake County SHIP Home Ownership Assistance
- Lee County HOME Purchase Assistance
- Leon County Housing Finance Authority MCC Program
- City of Jacksonville Head Start to HOME Ownership (H2H)Jacksonville
- City of Orlando Down Payment Assistance ProgramOrlando
- City of Pembroke Pines SHIP/HOME ProgramPembroke Pines
- City of Lauderhill Purchase AssistanceLauderhill
- Orange County Homebuyer Down Payment Assistance
- Martin County SHIP Purchase Assistance
- City of Delray Beach First-Time Homeownership Program (SHIP)Delray Beach
- City of Tampa - Dare to Own the DreamTampa
- Monroe County SHIP Program
- Broward County Homebuyer Purchase Assistance (HPA) Program
- Hernando County SHIP Down Payment Assistance
- Osceola County SHIP Purchase Assistance
- Wakulla County SHIP Program
- City of Largo - Sold on Largo ProgramLargo
- Clay County SHIP First-Time Homebuyer Down Payment Assistance
- City of Deerfield Beach Purchase AssistanceDeerfield Beach
- City of Wellington SHIP Purchase AssistanceWellington
- City of Winter Haven SHIP Purchase AssistanceWinter Haven
- Emerald Coast Regional Council SHIP Multi-County Program
- Escambia County SHIP First-Time Homebuyer Program
- NHF Sapphire Program
- Community Land Trust of Palm Beach County & Treasure Coast
- Town of Jupiter Down Payment AssistanceJupiter
- Neighborhood Housing Services of South Florida DPA
- St. Lucie County SHIP Purchase Assistance
- Lee County SHIP - CDBG Purchase Assistance
- Leon County SHIP First-Time Homebuyer Assistance
- Bradford County SHIP Purchase Assistance
- Walton County SHIP Program
- Washington County SHIP Purchase Assistance
- Chenoa Fund FHA DPA Program
- City of Bradenton SHIP Purchase AssistanceBradenton
- City of Hollywood First-Time Homebuyer Purchase AssistanceHollywood
- Holmes County SHIP Purchase Assistance
- City of Fort Pierce SHIP Home Purchase AssistanceFort Pierce
- DeSoto County SHIP Purchase Assistance
- City of North Lauderdale SHIP Purchase AssistanceNorth Lauderdale
- City of Oakland Park SHIP Purchase AssistanceOakland Park
- City of Port St. Lucie Homebuyer Assistance ProgramPort St. Lucie
- City of Sanford SHIP Purchase AssistanceSanford
- Gadsden County SHIP Down Payment Assistance
- HANDS of Central Florida - Polk County SHIP Purchase Assistance
- Franklin County SHIP Program
- Jefferson County SHIP Program
- Lafayette County SHIP Program
- Lee County SHIP - FirstPlus Initiative
- Riviera Beach Community Development Corporation Renaissance ProgramRiviera Beach
- Union County SHIP Program
Questions, answered
Can down payment assistance be used with FHA loans in Florida?
167 down payment assistance programs in Florida name FHA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming FHA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
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