Dupaco / Fannie Mae HomeReady Down Payment Assistance
Assistance grant · Income limits
Down payment assistance · Dubuque County
Buying a home in Epworth, IA
3 county programs and 9 statewide.Epworth has no program of its own, 3 across Dubuque County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Epworth
No program of Epworth’s own yet
No program run for Epworth alone is listed. A home in Epworth can use Dubuque County’s programs below, plus the Iowa statewide and federal ones.
The closest city that runs its own program is Dubuque, about 14 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in DubuqueAnywhere in Dubuque County
3 county programs3 county programs a Epworth homebuyer can use
The Epworth marketThe Epworth housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Epworth
- 84.6% single-familysingle-family
- 6.4% townhousetownhouse
- 1% 2–4 units2–4 units
- 6.9% 5+ unitscondo & apartment buildings (5+ units)
- 1% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Epworth’s homes were built
pre-19401970s2020+
49.7%
of Epworth homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$106,300
County area median income, 4 people (HUD)HUD area median income, Dubuque County, 4-person household (2026)
$84,271
Epworth median household incomeMedian household income in Epworth (Census, 2024)
10 of the 74 programs here set their income limit as a share of Dubuque County’s area median income, adjusted for household size. See the published limits for Dubuque County
Free help nearbyFree help near Epworth
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Epworth’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Dubuque and Jackson Counties Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Iowa and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Epworth questions
Does Epworth have its own down payment program?
No program run for Epworth alone is listed. A home in Epworth can use the 3 programs that cover Dubuque County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Epworth?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Dubuque County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Dubuque County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Epworth?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Epworth. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
52045
Nearby in Dubuque
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.