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Down payment assistance

Buying a home in Farley, IA

3 county programs and 9 statewide.

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What’s local to Farley

No program run for Farley alone is listed. A home in Farley can use Dubuque County’s programs below, plus the Iowa statewide and federal ones.

The closest city that runs its own program is Dubuque, about 18 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Dubuque

3 county programs

2 more programs are for homes in Dubuque. See them
  • Dubuque — First-Time Homebuyer Loan Program (City of Dubuque)
  • Dubuque — Washington Neighborhood Homebuyer Loan Program (City of Dubuque)

The Farley market

Kinds of homes here

  • 75.8% single-family
  • 1.4% townhouse
  • 8.6% 2–4 units
  • 14.1% 5+ units
  • 0% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

54.2%

of Farley homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$106,300
County area median income, 4 people (HUD)
$97,143
Farley median household income

See the published limits for Dubuque County

Free help nearby

1 HUD-approved counseling agency within 15 miles

Farley’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across Iowa and nationwide

71 statewide & federal programs

Farley questions

Does Farley have its own down payment program?

No program run for Farley alone is listed. A home in Farley can use the 3 programs that cover Dubuque County and the 9 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Farley?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Dubuque County?

Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Dubuque County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Farley?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Farley. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

52046

Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.