First-Time Homebuyer Loan Program (City of Dubuque)
City of Dubuque Housing & Community Development Department
Deferred second loan · Income limits
Down payment assistance
76 programs a Farley buyer could use — grants, forgivable loans, and tax credits. Free to explore, no SSN, no credit pull.
Free forever · No credit pull · 90 seconds
Programs available
Open to first-time buyers
Forgivable
Largest award
City of Dubuque Housing & Community Development Department
Deferred second loan · Income limits
Dupaco Community Credit Union (in partnership with Fannie Mae)
Assistance grant · Income limits
Dupaco Community Credit Union / Dupaco R.W. Hoefer Foundation
Assistance grant · Income limits
Dubuque and Jackson Counties Habitat for Humanity
Down-payment assistance · New construction · Income limits
City of Dubuque Housing & Community Development Department
Deferred second loan · Income limits
Federal Home Loan Bank of Des Moines (delivered via member financial institutions)
Assistance grant · Forgiven over 5 yrs · Income limits
Upper Explorerland Regional Planning Commission (UERPC)
Forgivable loan · Income limits
Federal Home Loan Bank of Des Moines (delivered via member financial institutions)
Assistance grant · Forgiven over 5 yrs · Income limits
Southwest Iowa Planning Council (SWIPCO) / Southwest Iowa Housing Trust Fund (SWIHTF)
Forgivable loan · Forgiven over 5 yrs · Income limits
GreenState Credit Union / GreenState Foundation
Assistance grant · Income limits
Assistance grant · New construction · Income limits
Assistance grant · New construction · Income limits
Deferred second loan · New construction · Income limits
Deferred second loan · New construction · Income limits
Assistance grant · Income limits
First mortgage
Assistance grant · Income limits
Deferred second loan · Forgiven over 3 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant
Forgivable loan · Forgiven over 5 yrs · Income limits
Deferred second loan · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant
Forgivable loan · Forgiven over 5 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · New construction
Forgivable loan · Forgiven over 3 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · New construction · Income limits
Assistance grant
Deferred second loan · Forgiven over 3 yrs · Income limits
Assistance grant
Assistance grant
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Shared-appreciation loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Deferred second loan · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant
Assistance grant · New construction · Income limits
Assistance grant
Assistance grant
Assistance grant · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
First mortgage · Income limits
Assistance grant · Income limits
What’s local to Farley
There are no programs run by Farley itself. A Farley buyer uses Dubuque County’s programs, plus the statewide and federal ones above — all of which are open to them.
The closest city that runs its own program is Dubuque, about 18 miles away. City programs usually require the home to be inside that city’s limits — worth checking if you’re still choosing where to buy.
HUD puts the 2026 area median income for Dubuque County at $106,300 for a four-person household. 11 of the programs listed here set an income limit as a percentage of that figure, which is why the same program admits a different income in a different county. Published limits for Iowa →
90-second match
Answer 9 questions and we'll match you to every program you can actually use — in about 90 seconds. No SSN, no credit pull.
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