Iowa Valley Habitat for Humanity Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Johnson County
Buying a home in Lone Tree, IA
1 county program and 9 statewide.Lone Tree has no program of its own, 1 across Johnson County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Lone Tree
No program of Lone Tree’s own yet
No program run for Lone Tree alone is listed. A home in Lone Tree can use Johnson County’s programs below, plus the Iowa statewide and federal ones.
The closest city that runs its own program is Iowa City, about 13 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in JohnsonAnywhere in Johnson County
1 county program1 county program a Lone Tree homebuyer can use
1 more program is for homes in Iowa City. See them 1 program in neighboring cities — for homes inside those cities, not Lone Tree
- Iowa City — Down Payment Assistance Program
The Lone Tree marketThe Lone Tree housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Lone Tree
- 79.4% single-familysingle-family
- 1.5% townhousetownhouse
- 5.1% 2–4 units2–4 units
- 10.3% 5+ unitscondo & apartment buildings (5+ units)
- 3.6% mobile & othermobile home & other
About condos. Lone Tree’s one local program does not list condos as eligible. Iowa Valley Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Lone Tree’s homes were built
pre-19401970s2020+
63.6%
of Lone Tree homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$121,400
County area median income, 4 people (HUD)HUD area median income, Johnson County, 4-person household (2026)
$90,625
Lone Tree median household incomeMedian household income in Lone Tree (Census, 2024)
10 of the 72 programs here set their income limit as a share of Johnson County’s area median income, adjusted for household size. See the published limits for Johnson County
Free help nearbyFree help near Lone Tree
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Lone Tree’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Iowa Valley Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Iowa and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Lone Tree questions
Does Lone Tree have its own down payment program?
No program run for Lone Tree alone is listed. A home in Lone Tree can use the 1 program that cover Johnson County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Lone Tree?
Lone Tree’s one local program does not list condos as eligible. Iowa Valley Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Johnson County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Johnson County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Lone Tree?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
52755
Nearby in Johnson
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.