Muscatine Down Payment Assistance - Thrive Don't Drive
Forgivable loan · Income limits
Down payment assistance · Muscatine County
Buying a home in Wilton, IA
2 county programs and 9 statewide.Wilton has no program of its own, 2 across Muscatine County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Wilton
No program of Wilton’s own yet
No program run for Wilton alone is listed. A home in Wilton can use Muscatine County’s programs below, plus the Iowa statewide and federal ones.
The closest city that runs its own program is Davenport, about 23 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MuscatineAnywhere in Muscatine County
2 county programs2 county programs a Wilton homebuyer can use
The Wilton marketThe Wilton housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Wilton
- 74% single-familysingle-family
- 0.6% townhousetownhouse
- 5.8% 2–4 units2–4 units
- 11.5% 5+ unitscondo & apartment buildings (5+ units)
- 8% mobile & othermobile home & other
Condos count. All 2 of Wilton’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Wilton’s homes were built
pre-19401970s2020+
65%
of Wilton homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$92,100
County area median income, 4 people (HUD)HUD area median income, Muscatine County, 4-person household (2026)
$76,648
Wilton median household incomeMedian household income in Wilton (Census, 2024)
11 of the 73 programs here set their income limit as a share of Muscatine County’s area median income, adjusted for household size. See the published limits for Muscatine County
Free help nearbyFree help near Wilton
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Iowa and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Wilton questions
Does Wilton have its own down payment program?
No program run for Wilton alone is listed. A home in Wilton can use the 2 programs that cover Muscatine County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Wilton?
All 2 of Wilton’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Muscatine County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Muscatine County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Wilton?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Wilton. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
52778
Nearby in Muscatine
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.