Forgivable loan
Muscatine Down Payment Assistance - Thrive Don't Drive
First-time homebuyers · Income limits · Single-family · Condominium
Down payment assistance · Muscatine County
Buying a home in Muscatine, IA
2 Muscatine programs and 9 statewide.Muscatine has 2 programs of its own, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Muscatine addresses
Muscatine’s own programs
Assistance grant
Muscatine Down Payment Assistance - $2,500 Grant
First-time homebuyers · Income limits · Single-family · Condominium
The Muscatine marketThe Muscatine housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Muscatine
- 70.7% single-familysingle-family
- 2.9% townhousetownhouse
- 11.8% 2–4 units2–4 units
- 9.8% 5+ unitscondo & apartment buildings (5+ units)
- 4.9% mobile & othermobile home & other
Condos count. All 2 of Muscatine’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Muscatine’s homes were built
pre-19401970s2020+
72.1%
of Muscatine homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$92,100
County area median income, 4 people (HUD)HUD area median income, Muscatine County, 4-person household (2026)
$58,117
Muscatine median household incomeMedian household income in Muscatine (Census, 2024)
11 of the 73 programs here set their income limit as a share of Muscatine County’s area median income, adjusted for household size. See the published limits for Muscatine County
Free help nearbyFree help near Muscatine
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Iowa and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Muscatine questions
Does Muscatine have its own down payment program?
Yes, 2: Muscatine Down Payment Assistance - Thrive Don't Drive and Muscatine Down Payment Assistance - $2,500 Grant. Each is for homes inside Muscatine.
Can I use assistance on a condo in Muscatine?
All 2 of Muscatine’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Muscatine County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Muscatine County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Muscatine?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Muscatine. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
52761
Nearby in Muscatine
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.