Down-payment assistance
NeighborWorks Pocatello USDA Mutual Self-Help Housing Program
New construction · Income limits · Single Family
Down payment assistance · Power County
Buying a home in American Falls, ID
1 American Falls program and 11 statewide.American Falls has 1 program of its own, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
Only for American Falls addresses
American Falls’s own program
The American Falls marketThe American Falls housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in American Falls
- 70.1% single-familysingle-family
- 0% townhousetownhouse
- 8.8% 2–4 units2–4 units
- 3.4% 5+ unitscondo & apartment buildings (5+ units)
- 17.8% mobile & othermobile home & other
About condos. American Falls’s one local program does not list condos as eligible. NeighborWorks Pocatello USDA Mutual Self-Help Housing Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When American Falls’s homes were built
pre-19401970s2020+
68.4%
of American Falls homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$75,700
County area median income, 4 people (HUD)HUD area median income, Power County, 4-person household (2026)
$57,783
American Falls median household incomeMedian household income in American Falls (Census, 2024)
12 of the 74 programs here set their income limit as a share of Power County’s area median income, adjusted for household size. See the published limits for Power County
Free help nearbyFree help near American Falls
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Idaho and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
- FHLB Des Moines Native American Homeownership Initiative (NAHI) GrantUp to $25,000 · Assistance grant
- FHLB Des Moines Home$tart Down Payment Assistance GrantUp to $15,000 · Assistance grant
- Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)Up to $2,000 · Mortgage credit certificate
American Falls questions
Does American Falls have its own down payment program?
Yes, one: NeighborWorks Pocatello USDA Mutual Self-Help Housing Program, a down-payment assistance (new construction, income limits). It is for homes inside American Falls.
Can I use assistance on a condo in American Falls?
American Falls’s one local program does not list condos as eligible. NeighborWorks Pocatello USDA Mutual Self-Help Housing Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Power County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Power County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near American Falls?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
83211
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.