ARCH Community Land Trust Homeownership (Blaine County)
Shared-appreciation loan · New construction · Income limits
Down payment assistance · Blaine County
Buying a home in Ketchum, ID
1 county program and 11 statewide.Ketchum has no program of its own, 1 across Blaine County, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Ketchum
No program of Ketchum’s own yet
No program run for Ketchum alone is listed. A home in Ketchum can use Blaine County’s programs below, plus the Idaho statewide and federal ones.
The closest city that runs its own program is Boise, about 92 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in BlaineAnywhere in Blaine County
1 county program1 county program a Ketchum homebuyer can use
The Ketchum marketThe Ketchum housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Ketchum
- 38.3% single-familysingle-family
- 8.2% townhousetownhouse
- 21.1% 2–4 units2–4 units
- 32.5% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Ketchum’s homes were built
pre-19401970s2020+
47.3%
of Ketchum homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$108,500
County area median income, 4 people (HUD)HUD area median income, Blaine County, 4-person household (2026)
$93,046
Ketchum median household incomeMedian household income in Ketchum (Census, 2024)
13 of the 74 programs here set their income limit as a share of Blaine County’s area median income, adjusted for household size. See the published limits for Blaine County
Free help nearbyFree help near Ketchum
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Ketchum’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.ARCH Community Land Trust Homeownership (Blaine County) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Idaho and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
- FHLB Des Moines Native American Homeownership Initiative (NAHI) GrantUp to $25,000 · Assistance grant
- FHLB Des Moines Home$tart Down Payment Assistance GrantUp to $15,000 · Assistance grant
- Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)Up to $2,000 · Mortgage credit certificate
Ketchum questions
Does Ketchum have its own down payment program?
No program run for Ketchum alone is listed. A home in Ketchum can use the 1 program that cover Blaine County and the 11 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Ketchum?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Blaine County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Blaine County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Ketchum?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
83340
Nearby in Blaine
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.