Rock Island County I-HOPE Down Payment Assistance
Forgivable loan · New construction · Income limits
Down payment assistance · Rock Island County
Buying a home in Andalusia, IL
1 county program and 7 statewide.Andalusia has no program of its own, 1 across Rock Island County, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Andalusia
No program of Andalusia’s own yet
No program run for Andalusia alone is listed. A home in Andalusia can use Rock Island County’s programs below, plus the Illinois statewide and federal ones.
The closest city that runs its own program is Rock Island, about 9 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in Rock IslandAnywhere in Rock Island County
1 county program1 county program a Andalusia homebuyer can use
3 more programs are for homes in Moline and Rock Island. See them 3 programs in neighboring cities — for homes inside those cities, not Andalusia
- Moline — Homebuyer Down Payment/Closing Cost Assistance Program
- Moline — GROWTH Moline NSP Program Income Downpayment Program
- Rock Island — Live-Work Rock Island Employer Assisted Homebuyer Program
The Andalusia marketThe Andalusia housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Andalusia
- 90.8% single-familysingle-family
- 0% townhousetownhouse
- 1.5% 2–4 units2–4 units
- 7.7% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Andalusia’s homes were built
pre-19401970s2020+
73.8%
of Andalusia homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$97,500
County area median income, 4 people (HUD)HUD area median income, Rock Island County, 4-person household (2026)
$77,222
Andalusia median household incomeMedian household income in Andalusia (Census, 2024)
12 of the 70 programs here set their income limit as a share of Rock Island County’s area median income, adjusted for household size. See the published limits for Rock Island County
Free help nearbyFree help near Andalusia
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Andalusia’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Rock Island County I-HOPE Down Payment Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Illinois and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Andalusia questions
Does Andalusia have its own down payment program?
No program run for Andalusia alone is listed. A home in Andalusia can use the 1 program that cover Rock Island County and the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Andalusia?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Rock Island County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Rock Island County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Andalusia?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Andalusia. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
61232
Nearby in Rock Island
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.