Forgivable loan
Homebuyer Down Payment/Closing Cost Assistance Program
Income limits · Single-family detached · Townhome · Condominium
Down payment assistance · Rock Island County
Buying a home in Moline, IL
2 Moline programs, 1 county program and 7 statewide.Moline has 2 programs of its own, 1 more across Rock Island County, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Moline addresses
Moline’s own programs
Forgivable loan
GROWTH Moline NSP Program Income Downpayment Program
Income limits
Anywhere in Rock IslandAnywhere in Rock Island County
1 county program1 county program a Moline homebuyer can also use
1 more program is for homes in Rock Island. See them 1 program in neighboring cities — for homes inside those cities, not Moline
- Rock Island — Live-Work Rock Island Employer Assisted Homebuyer Program
The Moline marketThe Moline housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Moline
- 68.6% single-familysingle-family
- 4.7% townhousetownhouse
- 8.5% 2–4 units2–4 units
- 17% 5+ unitscondo & apartment buildings (5+ units)
- 1.2% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Moline’s homes were built
pre-19401970s2020+
82.5%
of Moline homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$97,500
County area median income, 4 people (HUD)HUD area median income, Rock Island County, 4-person household (2026)
$67,701
Moline median household incomeMedian household income in Moline (Census, 2024)
14 of the 72 programs here set their income limit as a share of Rock Island County’s area median income, adjusted for household size. See the published limits for Rock Island County
Free help nearbyFree help near Moline
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Illinois and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Moline questions
Does Moline have its own down payment program?
Yes, 2: Homebuyer Down Payment/Closing Cost Assistance Program and GROWTH Moline NSP Program Income Downpayment Program. Each is for homes inside Moline.
Can I use assistance on a condo in Moline?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Rock Island County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Rock Island County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Moline?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Moline. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
61265 · 61266
Nearby in Rock Island
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.