Forgivable loan
Choose Aurora Homebuyer Assistance Forgivable Loan Program
First-time homebuyers · Income limits · Single-family detached
Down payment assistance · Kane County
Buying a home in Aurora, IL
2 Aurora programs, 1 county program and 7 statewide.Aurora has 2 programs of its own, 1 more across Kane County, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
Only for Aurora addresses
Aurora’s own programs
Assistance grant
The Neighbor Project Closing the Gap Homeownership Grant
First-time homebuyers · New construction · Income limits · single-family · condominium · townhome
Anywhere in KaneAnywhere in Kane County
1 county program1 county program a Aurora homebuyer can also use
The Aurora marketThe Aurora housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Aurora
- 58.7% single-familysingle-family
- 16.6% townhousetownhouse
- 8.7% 2–4 units2–4 units
- 15.7% 5+ unitscondo & apartment buildings (5+ units)
- 0.4% mobile & othermobile home & other
Condos count. 2 of Aurora’s 3 local and county programs accept condos. Choose Aurora Homebuyer Assistance Forgivable Loan Program lists single-family detached.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Aurora’s homes were built
pre-19401970s2020+
42.5%
of Aurora homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$121,500
County area median income, 4 people (HUD)HUD area median income, Kane County, 4-person household (2026)
$93,633
Aurora median household incomeMedian household income in Aurora (Census, 2024)
15 of the 72 programs here set their income limit as a share of Kane County’s area median income, adjusted for household size. See the published limits for Kane County
Free help nearbyFree help near Aurora
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.2 of the 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Illinois and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Aurora questions
Does Aurora have its own down payment program?
Yes, 2: Choose Aurora Homebuyer Assistance Forgivable Loan Program and The Neighbor Project Closing the Gap Homeownership Grant. Each is for homes inside Aurora.
Can I use assistance on a condo in Aurora?
2 of Aurora’s 3 local and county programs accept condos. Choose Aurora Homebuyer Assistance Forgivable Loan Program lists single-family detached. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Kane County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Kane County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Aurora?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Aurora. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
60504 · 60505 · 60506 · 60507 · 60568 · 60572 · 60598
Nearby in Kane
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.