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Down payment assistance

Buying a home in West Chicago, IL

1 county program and 7 statewide.

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What’s local to West Chicago

No program run for West Chicago alone is listed. A home in West Chicago can use DuPage County’s programs below, plus the Illinois statewide and federal ones.

The closest city that runs its own program is Aurora, about 10 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in DuPage

1 county program

The West Chicago market

Kinds of homes here

  • 67.2% single-family
  • 7.3% townhouse
  • 4.9% 2–4 units
  • 20.3% 5+ units
  • 0.3% mobile & other

Condos count. West Chicago’s one local program accepts condos.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

50.1%

of West Chicago homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$121,500
County area median income, 4 people (HUD)
$99,927
West Chicago median household income

See the published limits for DuPage County

Free help nearby

4 HUD-approved counseling agencies within 15 miles

West Chicago’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Free account → 90-second match → your counselors · Sign in

Across Illinois and nationwide

69 statewide & federal programs

West Chicago questions

Does West Chicago have its own down payment program?

No program run for West Chicago alone is listed. A home in West Chicago can use the 1 program that cover DuPage County and the 7 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in West Chicago?

West Chicago’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in DuPage County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for DuPage County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near West Chicago?

HUD-approved housing counseling agencies teach homebuyer classes, and 4 agencies are within 15 miles of West Chicago. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

60185 · 60186

Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.