Downpayment Assistance Program
Forgivable loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Will County
Buying a home in Braidwood, IL
1 county program and 7 statewide.Braidwood has no program of its own, 1 across Will County, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Braidwood
No program of Braidwood’s own yet
No program run for Braidwood alone is listed. A home in Braidwood can use Will County’s programs below, plus the Illinois statewide and federal ones.
The closest city that runs its own program is Joliet, about 19 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in WillAnywhere in Will County
1 county program1 county program a Braidwood homebuyer can use
2 more programs are for homes in Joliet and Romeoville. See them 2 programs in neighboring cities — for homes inside those cities, not Braidwood
- Joliet — City of Joliet Down Payment Assistance Program
- Romeoville — Homebuyer Assistance
The Braidwood marketThe Braidwood housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Braidwood
- 73.1% single-familysingle-family
- 4.4% townhousetownhouse
- 2.9% 2–4 units2–4 units
- 1.4% 5+ unitscondo & apartment buildings (5+ units)
- 18.2% mobile & othermobile home & other
Condos count. Braidwood’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Braidwood’s homes were built
pre-19401970s2020+
28.3%
of Braidwood homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$121,500
County area median income, 4 people (HUD)HUD area median income, Will County, 4-person household (2026)
$82,202
Braidwood median household incomeMedian household income in Braidwood (Census, 2024)
13 of the 70 programs here set their income limit as a share of Will County’s area median income, adjusted for household size. See the published limits for Will County
Free help nearbyFree help near Braidwood
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Braidwood’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Downpayment Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Illinois and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Braidwood questions
Does Braidwood have its own down payment program?
No program run for Braidwood alone is listed. A home in Braidwood can use the 1 program that cover Will County and the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Braidwood?
Braidwood’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Will County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Will County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Braidwood?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
60408
Nearby in Will
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.